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From auto insurance to banking, a brand new digital age is dawning

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The approach we take to bank, take credit and acquire products for example insurance, cars and legal services can change dramatically because of exponential advances in technology. Leading futurist Gerd Leonhard, whose clients include Vodafone, Prudential, Lloyds Bank and UBS, spoke to Guardian Money about how exactly handling money will vary more within the next Two decades laptop does in the previous 300.

“What’s happening in finance is really what has recently happened in music. Spotify digitised it, managed to get safer to access, easier and cost-efficient. People can access 20m songs for

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