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Meet Mr and Mrs Average Brit

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Do you keep a 32in Toshiba TV? Then maintain a close eye in it C it will be the household item appears to be stolen or damaged, reported by Britain’s biggest insurer Aviva.

Samsung laptops and Sony PlayStations could be the next waste choice among Britains’ light-fingered fraternity, based on the analysis of six months of home owners insurance claims, accompanied by Samsung mobile devices and Xbox consoles.

But not even half the claims on insurance coverage is as a consequence of theft, the insurer said today. Accidental damage, just like spilling wine on carpets or knocking coffee upon keyboards, is in charge of 50% coming from all claims, using the average cost around 350.

Aviva also looked back through an incredible number of home policies taken out during the last Few years to establish a profile with the typical household. Mr and Mrs Average Brit reside in a three-bed house called Rose Cottage. Their surname is Smith, and in addition they go on a road with higher Street inside address. The commonest names because of their neighbours are Jones, as well as Williams.

After Rose Cottage the house naming skills operate a bit thin. Our next most usual reputation for a building in the united kingdom may be the Bungalow. And if you are median man there is a Ford Fiesta and bring your annual vacation in Spain. Plus you’ve got quit smoking.

Aviva also conducted an outside poll of two,000 people to receive a broader picture of Mr and Mrs Average. The most frequent time and energy to stand up the next day is between 6am and 7am, 50% individuals drive to operate, 52% dine before the television (normally watching EastEnders) and 11pm is among the most common the perfect time to hit the sack.

Seven beyond 10 people take no exercise in the week, but do find time and energy to look at the pub at least once.

The insurer also asserted the possessions in your own home of today’s Mr and Mrs Average (including furnishing, clothes and carpets) are worthy of mostly 28,000.

Burglary from Britain’s homes is down sharply ever since the mid-1990s, falling by 58% between 1995 and 2009, in line with an english crime survey. Despite fears that break-ins would rise as unemployment climbed, the figures suggest the alternative has happened. The most recent quarterly figures within the survey show a 12% fall in burglarly between April 2009 and April 2010.

But household insurance premiums rose a year ago, blamed largely on higher claims from localised storm damage and flooding. However, the AA British Insurance Premium Index ensures that the standard household premium is only 5% above in 1994.

Top five items stolen, lost or damaged

1. 32in Toshiba television

2. Samsung laptop

3. Sony Ps3 slim Slim 120GB console

4. Samsung Tocco Lite mobile

5. Xbox 360 Elite console

Source: Aviva claims statistics from October 2009 to March 2010

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