Sparks fly whenever i try and insure my Nissan Leaf electric car
I replaced my 1.6 litre diesel VW Golf having a Nissan Leaf electric car half a year ago, and am now totally changed into electric cars.
However, when our insurance recently showed up for renewal the premium almost doubled from around 300 to above 600. When asked why, the broker said many insurers won’t insure electric vehicles simply because they’re an “unknown quantity”.
The more I think over it, the greater number of unfair It is, since it is effective drive sedately within an electric vehicle when you save charge, and i also suspect that drivers have far fewer accidents pro rata. TB, Leicester
We are satisfied that you are enjoying life driving associated with an electric car. These are generally surely the long term for all those.
We have contacted the specialists and then there are a number of explanations why your insurance has raised. Your brand-new Leaf is a additional expensive car to purchase, repair and replace if stolen than your outgoing older VW. Had you replaced the older Golf with an all new one, your premium may have similarly risen. The Leaf is in insurance group 20 as opposed to VW’s 15. Insurers aren’t happy with cars that are not easily repaired following a car accident, as well as the Leaf does match that category C therefore, the hike.
That said, and also a sure the premium should really be double, and suggest you might like to research options and rates more. The Moneysupermarket website will compare electric vehicle insurance premiums which is worth a chance. Its expert, Kevin Pratt, says one further factor to weigh is whether you’re insuring the batteries.
Some electric car buyers lease their batteries, if it is might be taught in lease firm, to be covering it twice.