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Home Insurance
Flood Re insurance: your concerns answered
In our summer of 2013 the us govenment and insurance industry found a contract about flood-prone homes, to allow people who own such homes so that you can buy affordable…
New year resolutions to fix circumstances in 2014
Overpay your mortgage
If you have a large mortgage, in 2014 the grim reaper awaits such as monthly interest rises, which some economists have become pencilling in since the…
Is home emergency insurance our next PPI mis-selling scandal?
Could "home emergency" insurance become the next PPI-style mis-selling scandal? One of the greatest providers of your sort of cover, HomeServe, recently revealed it truly is…
Will it be worth buying a house that’s proof subsidence?
Q I am considering a property that has been underpinned at the bottom of your driveway, because of the drains collapsing. The estate agents say they have many of the…
My home is underpinned C where can buyers get insurance?
I experienced a two-year claim for subsidence with my insuerer Axa. Finally, in October a year ago, my home was underpinned. I received certificates of structural adequacy…
More homeowners open their doors to lodgers
Not everyone likes the idea of a lengthier queue to your bathroom every day. Yet more and more homeowners are going for a tax-free income boost through inside of a lodger.…
Flood Re insurance scheme ‘needlessly expensive’
A 180m tax on home owners insurance to subsidise the premiums of flood-prone households is poor good value and badly designed, according to the government's official costs…
Flood victims given breathing space by banks and building societies
Britain's major banks have pledged to back up flood victims having a package of economic measures, including "payment holidays" on mortgages, following intense Whitehall…
I need to a shower and a utility room; now I won’t go back home insurance
Last September I contacted my house insurer, Allianz, to inform them I'm having building work done. I had been converting my attached garage into a bath and utility room. I…
Costly insurance ‘will create flood-risk ghettos and 4.3tn fall inside values’
The government could see equally as much 4.3tn written off the cost of properties in high flood-risk areas unless it rethinks the manner in which insurance and mortgages will…