Do I Have Coverage When Renting a Moving Truck?

Moving is stressful, even though everything goes as planned. But what are the results driving under the influence in an accident together with the moving truck that you just rented? Besides could your property be damaged, however, you you may also have liable for repairs with the rental company.

Does my insurance policy cover moving?trucks and trailers?

In many examples, your auto policy will not likely provide coverage for damage to property or liability. However, each insurance firm differs due to the coverage they furnish so it’s much better to seek advice from your insurance broker before picking up the rental.
What’s more, credit lines typically do not cover injury to rental trucks and trailers, even if they cover problems for rental cars, reported by?U-Haul.
But if your auto policy offers coverage for that moving truck, there might be exclusions using the size the truck. Again, we highly suggest?contacting your agent before renting car or truck.

Options for Insurance Coverage

Even in case your personal auto policy provides some coverage, we still suggest for you to acquire the not compulsory insurance coverage throughout the rental company. Two common options:

• Supplemental Insurance (SLI) –?covers trouble for other people’s property together with medical costs for injuries you’re answerable for.
• Damage Waiver – covers damage to the rental truck or trailer.

Is my stuff protected on a move?

In many examples, your homeowners or renters’ insurance will?provide limited coverage for household belongings through the move. Know your policy deductible and just how it’s applied prior to when the move. This deductible will sign up for any claim generated for a loss of revenue on the belongings.
Of course, contact us with any additional questions you’ve got.